Lesson 4 Be a Smart Spender
Ask Dr. Money
Ask Dr. Money
Teens’ Spending Habits
How smart are you with your money?
These are the results of a survey of 100 students at Green Middle School.
We first asked students “Are you smart with your money?”
As Graph 1 shows, 70% answered “No” while 30% answered “Yes.”
We then asked the students who answered “No” what their biggest money worry is.
As Graph 2 shows, 60% think they don’t have enough allowance while 28% think they have difficulty saving money.
Lastly, 12% said they spent money on things they didn’t need.
Our survey shows that the majority of students think they are not smart with their money.
Managing money is not easy, and becoming a smart spender takes effort.
Do you have any money worries?
Let’s talk with Dr. Money.
Q I’m Jason. I get a weekly allowance, but I never have enough.
By Thursday, all of my money is gone.
I don’t know how to solve this problem.
A Hi, I’m Dr. Money.
Let’s look at your spending diary.
You used up most of your money at the beginning of the week.
Here’s my tip.
Don’t carry around all of your weekly allowance.
Divide the money into days.
Then carry only the money you need for each day.
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